Most budget templates are not built for BPO pay structures. This one is. It accounts for night differential, meal and transport allowances, performance bonuses, and the irregular income patterns that come with shifting schedules.
The tracker includes:
– Monthly income breakdown (basic, allowances, differentials, bonuses)
– Fixed and variable expense tracking
– Savings rate calculator
– Investment allocation planner (₱ per vehicle — PSE, MP2, UITF, REIT)
– Month-over-month comparison view